In today’s time when every rupee is important, cashback apps are proving to be very beneficial for us. These apps also work to give rewards and savings on our everyday purchases like online shopping, eating out or paying bills.
Whether it is buying groceries or booking a flight, these apps increase our savings by giving us discounts, coupons and real cashback. Now we will know about 10 such best cashback apps in India that can turn your normal purchases into a great deal.
App Name | Key Features |
---|---|
CashKaro | Real cashback, exclusive coupons, partners with 1,500+ retailers |
Magicpin | Rewards for offline shopping, bill uploads, and local deals |
Dineout | Restaurant discounts, table reservations, 25% off with membership |
Nearbuy | Discounts on dining, shopping, spas, and entertainment |
CRED | Credit card bill payments, premium brand offers |
Paytm | Cashless payments, cashback on recharges, bill payments, and bus tickets |
Freecharge | Mobile recharges, utility bill payments, cashback offers |
MobiKwik | Mobile payments, credit facilities, cashback on recharges and payments |
Google Pay | UPI-based payments, cashback on transfers, bill payments, and ticket purchases |
PhonePe | UPI payments, bill payments, cashback on recharges and FASTag |
1. CashKaro: India’s Leading Cashback Platform
CashKaro is a popular cashback and coupon website started by Swati and Rohan Bhargava in 2013. The website is integrated with more than 1500 online shopping sites like Amazon, Flipkart and Myntra.
CashKaro offers real cashback on items like clothes, groceries, electronics, beauty products, hotel and flight bookings. Whenever a user makes a purchase through CashKaro, he gets cashback in the form of commission, which he can transfer to his bank account or use as a gift voucher.
Why It’s Popular
- Extensive Partner Network: Collaborates with major e-commerce platforms for diverse cashback opportunities.
- Easy Transfers: Cashback is tracked and credited to your account, transferable to your bank or gift vouchers.
- Exclusive Coupons: Offers discount codes for additional savings.
- Referral Program: Earn extra cashback by referring friends.
2. Magicpin
Magicpin is perfect for offline shoppers, offering rewards for purchases at local stores, restaurants, and hangout spots. Users can upload bills to earn rewards, access exclusive coupons, and enjoy member-only discounts.

Free Mobile Recharge
Key Features
- Discover nearby shops and restaurants.
- Earn rewards by uploading bills.
- Exclusive deals and sneak peeks for members.
3. Dineout
Dineout helps you find top restaurants with exclusive discounts on meals and drinks. Users can explore menus, read reviews, reserve tables, and make cashless payments while earning cashback. A Dineout membership offers 25% off at top restaurants and 1+1 buffet deals at five-star venues.
Key Features
- Free table reservations.
- Cashback on payments.
- Exclusive culinary experiences for members.
4. Nearbuy: Local Deals for Every Occasion
Nearbuy connects users with the best local deals on dining, shopping, spas, movie tickets, and more. It’s a go-to app for finding discounts at restaurants, bars, clubs, and entertainment venues.
5. CRED: Premium Rewards for Bill Payments
CRED is a credit card bill payment platform offering exclusive rewards from premium brands. It’s ideal for users seeking luxury deals and discounts with every bill payment.
Key Features
- Collaborations with top brands.
- Unique offers for credit card bill payments.
6. Paytm: Versatile Cashless Payments
Paytm is a leading digital wallet offering cashless payments at taxis, gas stations, grocery stores, and more. It provides cashback on mobile recharges, bill payments, money transfers, and bus tickets.
Key Features:
- Wide range of payment options.
- Popular bus ticket cashback offers.
7. Freecharge: Easy Recharges and Bill Payments
Owned by Axis Bank, Freecharge simplifies mobile recharges, utility bill payments, and DTH services with cashback rewards.
Key Features:
- Supports prepaid/postpaid phone bills and metro recharges.
- Cashback on electricity and mobile payments.
8. MobiKwik: Fintech with Cashback Benefits
MobiKwik is a versatile fintech platform for mobile payments, money transfers, and bill payments. It offers credit facilities and cashback on recharges and online payments.
Key Features:
- Quick payments with discounts.
- Credit options for users.
9. Google Pay: Seamless UPI Payments
Google Pay leverages UPI for instant payments, bill payments, and ticket purchases. Users earn cashback, scratch coupons, and rewards deposited directly into their bank accounts.
Key Features:
- UPI-based transactions.
- Rewards for transfers and bill payments.
10. PhonePe: All-in-One Payment Solution
PhonePe supports UPI payments, bill payments, and purchases from online/offline retailers. It offers cashback on recharges, FASTag, and brand-specific scratch cards.
Key Features:
- Instant money transfers.
- Discounts on insurance and mutual fund investments.
Conclusion
Now saving money has become very easy with the help of cashback apps in India. Each app offers its own special feature, like CashKaro for online shopping, Dineout for eating and PhonePe for bill payments. By using these apps, you can enjoy savings in every purchase.
FAQs – 10 Best Cashback Mobile Recharge Apps
CashKaro leads with the highest cashback rates and a user base of over 1 crore.
PhonePe provides generous cashback on UPI money transfers.
Paytm excels with cashback on bus tickets, money transfers, and online/offline payments.